Matthews Motors Clayton


Home Of The Lifetime Powertrain Warranty

Bad Credit, No Credit Auto Loans

Secure Credit Challenged Financing At Matthews Motors Clayton

Do you have poor credit, no credit, or are a first-time buyer? Matthews Motors Clayton has a range of financing packages that will help you establish or re-establish credit with all three credit reporting agencies. Let our team arrange your auto financing and help find you the car, truck, van or SUV that meets your budget.

We believe that buying a quality pre-owned vehicle should be an enjoyable and hassle-free experience, regardless of your credit rating or current financial situation. Car buyers with poor credit near Raleigh and Garner, NC are invited to apply for financing at our dedicated used car dealership in Clayton, NC.

Let one of our alternative financing packages help you get back on track financially and gradually improve your credit rating. We'll utilize all of our available resources to get a payment plan that works within your budget; that way, you can worry less when it comes to car payments.

About Our Sub-Prime Financing Process

If you are questioning whether you will qualify for bad credit auto loans based on your low credit score and current financial standing, then keep in mind that multiple factors are taken into account when you apply for sub-prime financing.

Our team of bad credit financing specialists will consider the factors when you apply for used car loans:

  • Your credit history
  • Your debt-to-income ratio
  • The amount of money you can provide as a down payment
  • The type of used car you want to drive
  • Any vehicle trade you have
  • The total amount of the desired loan

If you have faced bankruptcy, repossessions, foreclosure, divorce or other financial obstacles, know that we offer a range of alternative financing packages that are tailored to your situation! We are committed to seeking financing solutions for all used car buyers, so contact our professional finance staff today and don't forget to apply for auto loans and shop our pre-owned vehicle selection.

Apply For Bad Credit Car Loans In Clayton, NC

Ready to apply for one or our credit challenged financing packages? Then fill out our secure used car loan application now, right here on our site. Our finance team will then review your application and contact you shortly to discuss your needs and loan options in detail.

Local Bad Credit Used Car Buyers Shop Here

What type of late-model used car have you been eyeing? We carry pristine pre-owned vehicles from many popular automakers, so whether you are shopping for a used car, SUV or pickup truck, be sure to explore our used car inventory today.

When you purchase a vehicle from Matthews Motors Clayton, you also receive the reassurance that the vehicle has been properly inspected and reconditioned. We stand behind every vehicle that we sell and offer extended service contracts (warranties) to all of our customers.

Get Approved

Matthews Motors Clayton

11315 US Hwy 70, W-Business
Clayton, NC 27520
Driving Directions
919-739-4411
919-737-7638
Monday 8:00AM - 7:00PM
Tuesday 8:00AM - 7:00PM
Wednesday 8:00AM - 7:00PM
Thursday 8:00AM - 7:00PM
Friday 8:00AM - 7:00PM
Saturday 8:00AM - 6:00PM
Sunday Closed
Monday 8:00AM - 6:00PM
Tuesday 8:00AM - 6:00PM
Wednesday 8:00AM - 6:00PM
Thursday 8:00AM - 8:00PM
Friday 8:00AM - 6:00PM
Saturday 8:00AM - 4:00PM
Sunday Closed
Monday 8:00AM - 6:00PM
Tuesday 8:00AM - 6:00PM
Wednesday 8:00AM - 6:00PM
Thursday 8:00AM - 6:00PM
Friday 8:00AM - 1:00PM
Saturday 8:00AM - 3:00PM
Sunday Closed

Contact Us

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VIN: 2G2FV22P5R2248228
Stock: 25121
Model: V87R
80,469 mi
Ext.
Int.

Features

  • Cruise Control

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this good-looking 1994 Pontiac Firebird in White. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.5.7L V8 16V.Clean CARFAX.
  • $15,488 Our Price:


$246 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton
VIN: L06UA4C18N1000939
Stock: 25171
200 mi
Int.

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors Clayton is proud to offer this good-looking 2022 in Camo. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors Clayton, we're committed to providing our Clayton, Smithfield, Garner, Fuquay Varina, Raleigh, Durham, Fayetteville, Greenville, Chapel Hill, and beyond drivers with the ultimate dealership experience.Recent Arrival! Clean CARFAX.
  • $12,988 Our Price:


$208 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton
VIN: 2C3CDXGJ6PH539242
Stock: 26923
Model: LDDR48
45 mi
Ext.
Int.

Features

  • Adaptive Cruise Control
  • Bluetooth®
  • Heated Steering Wheel
  • Android Auto
  • Apple CarPlay
  • Heated Seats

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this beautiful-looking 2023 Dodge Charger in Triple Nickel Clearcoat. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.Black Artificial Leather.CARFAX One-Owner. Clean CARFAX. Odometer is 5944 miles below market average!
  • $60,988 Our Price:


$933 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton
VIN: WDDZF4JB5KA678792
Stock: 27239
Model: E300W
40,446 mi
Ext.
Int.

Features

  • Bluetooth®
  • Android Auto
  • Apple CarPlay
  • Keyless Entry
  • Keyless Ignition System
  • Power Tailgate/Liftgate

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this superb 2019 Mercedes-Benz E-Class in White. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.Clean CARFAX. Odometer is 8806 miles below market average! 21/30 City/Highway MPG
  • $30,988 Our Price:


$480 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton
VIN: 1FD0W5GT4KEC52637
Stock: 27290
Model: W5G
39,560 mi
Ext.
Int.

Features

  • Bluetooth®
  • Keyless Entry
  • Emergency Brake Assist
  • Satellite Radio
  • Entertainment System
  • Turbo Charged Engine

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this rock solid 2019 Ford F-550SD in White. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.
  • $129,988 Our Price:


$1,974 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton
VIN: 3C4PDCABXJT427985
Stock: 27331
Model: JCDH49
63,641 mi
Ext.
Int.

Features

  • Bluetooth®
  • 3rd Rear Seat
  • Keyless Entry
  • Keyless Ignition System
  • Emergency Brake Assist
  • Rear View Camera

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this outstanding 2018 Dodge Journey in Pitch Black Clearcoat. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.Odometer is 19779 miles below market average!
  • $14,988 Our Price:


$238 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton
VIN: 1N4BL4DV2MN346532
Stock: 25904A
Model: 13311
33,523 mi
Ext.
Int.

Features

  • Bluetooth®
  • Remote Start
  • Android Auto
  • Apple CarPlay
  • Keyless Entry
  • Keyless Ignition System

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this good-looking 2021 Nissan Altima in Gun Metallic. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.CVT with Xtronic.Clean CARFAX. Odometer is 29385 miles below market average! 27/37 City/Highway MPG
  • $20,288 Our Price:


$318 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton
VIN: JTDT4MCE3NJ082212
Stock: 27435
Model: 1866
7,710 mi
Ext.
Int.

Features

  • Adaptive Cruise Control
  • Bluetooth®
  • Android Auto
  • Apple CarPlay
  • Keyless Entry
  • Keyless Ignition System

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this stunning 2022 Toyota Corolla in Burgundy. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.ABS brakes, Active Cruise Control, Alloy wheels, Electronic Stability Control, Heated door mirrors, Heated front seats, Heated Front Sport Seats, Illuminated entry, Low tire pressure warning, Power moonroof, Remote keyless entry, Traction control.Odometer is 11862 miles below market average! 31/38 City/Highway MPG
  • $26,788 Our Price:


$416 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton
VIN: 1FMCU9G65LUB82142
Stock: 27443
Model: U9G
19,900 mi
Ext.
Int.

Features

  • Bluetooth®
  • Remote Start
  • 4WD/AWD
  • Android Auto
  • Apple CarPlay
  • Keyless Entry

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this fantastic-looking 2020 Ford Escape in Black. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.AWD.Clean CARFAX. Odometer is 19036 miles below market average! 26/31 City/Highway MPG
  • $21,288 Our Price:


$333 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton
VIN: 1FTFW1E51MFA79345
Stock: 27516
Model: W1E
61,252 mi
Ext.
Int.

Features

  • Bluetooth®
  • 4WD/AWD
  • Android Auto
  • Apple CarPlay
  • Keyless Entry
  • Wi-Fi Hotspot

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this dependable 2021 Ford F-150 in White. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.4WD.Clean CARFAX.
  • $37,988 Our Price:


$585 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton
VIN: 3TMCZ5AN5LM346380
Stock: 27522
Model: 7543
24,673 mi
Ext.

Features

  • Adaptive Cruise Control
  • Bluetooth®
  • 4WD/AWD
  • Android Auto
  • Apple CarPlay
  • Keyless Entry

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this terrific, reliable 2020 Toyota Tacoma in Black. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.4WD, ABS brakes, Active Cruise Control, Electronic Stability Control, Illuminated entry, Low tire pressure warning, Traction control.CARFAX One-Owner. Odometer is 37368 miles below market average!
  • $32,988 Our Price:


$510 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton
VIN: SALGV5SE4LA402939
Stock: 27540
Model: HG405/357ED
41,522 mi
Ext.

Features

  • Adaptive Cruise Control
  • Bluetooth®
  • Heated Steering Wheel
  • 4WD/AWD
  • Keyless Entry
  • Keyless Ignition System

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this great-looking 2020 Land Rover Range Rover in Black. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.Leather.CARFAX One-Owner. Clean CARFAX.
  • $77,988 Our Price:


$1,189 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton

May not represent actual vehicle. (Options, colors, trim and body style may vary)