Matthews Motors Clayton


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Bankruptcy Auto Loans

Shop For An Affordable Used Car While Filing For Bankruptcy




Thanks to laws and regulations that have changed over the years, bankruptcy is no longer taboo, and it can truly be a fresh start for many. At Matthews Motors Clayton, we want to help you get that fresh start with our used car financing services. We often get questions about whether it's possible to buy a car in bankruptcy, and the answer is "yes!"

Replacing your car while in a chapter 7 or chapter 13 bankruptcy case is a smart way to boost your credit score almost immediately. Call us at 919-429-7285 or continue reading for more details about buying a used car during bankruptcy.

Why To Consider Replacing Your Automobile During A Bankruptcy Case

If you are currently in chapter 7 or chapter 13 bankruptcy, or recently out of bankruptcy, then know that choosing to replace your vehicle while in a bankruptcy case will allow you to build up your credit rating. Instead of settling for re-affirmation or redemption — which do nothing to improve your credit rating — go ahead an replace your car while in bankruptcy to see positive results, including the following:

  • Boost your credit score almost immediately
  • Help eliminate negative equity
  • Establish a positive credit profile immediately on all 3 major credit reports
  • Provide a quality car with better gas mileage to help save money

Replacing your vehicle is a proven way to start rebuilding your poor credit rating during a bankruptcy filing or shortly after bankruptcy. Over ten years, our dealership and finance team have helped thousands of people repair their credit with used car financing; call us at 919-429-7285 to learn more about the process.

Why Shop At Matthews Motors Clayton?

Here at Matthews Motors Clayton, we have over a decade of experience helping drivers facing bankruptcy cases re-establish their credit by replacing their car. We are proud of our track record, and our A+ rating from the Better Business Bureau proves our commitment to our customers. We've worked with thousands of drivers from North Carolina, South Carolina and Virginia of varying financial situations. They come to us because they trust our team to help guide them through the process of re-establishing credit by replacing their vehicle during or after a bankruptcy.

At Matthews Motors Clayton, we work with an array of bankruptcy attorneys across North Carolina, South Carolina and Virginia, as well as with some of the biggest banks in the country that specialize in auto financing for people in bankruptcy cases. Thanks to our expertise and over a decade of experience with bankruptcy situations, we can help provide a true "fresh start" to people facing chapter 7 or chapter 13 bankruptcy. If you are an active duty or veteran of the U.S. Military that's in bankruptcy and you need to get a vehicle, then contact us for specialized assistance for your situation.

Here at our dealership serving Raleigh and Garner, NC area drivers, we have an extensive inventory of quality, affordable pre-owned vehicles for sale that ensures we can find the right vehicle for you, and one that can turn out to be a financial benefit.

Remember, vehicle replacement must be done before your discharge!

If you are in chapter 7 or 13 bankruptcy, and in need of a car, pickup truck or SUV, then don't hesitate to call us. The team at Matthews Motors Clayton is here to help you get a quality vehicle, and drive it into a better future. Call us at 919-429-7285 to learn how you can find your fresh start today.

Get Pre-Approved

Matthews Motors Clayton

11315 US Hwy 70, W-Business
Clayton, NC 27520
Driving Directions
919-739-4411
919-737-7638
Monday 8:00AM - 7:00PM
Tuesday 8:00AM - 7:00PM
Wednesday 8:00AM - 7:00PM
Thursday 8:00AM - 7:00PM
Friday 8:00AM - 7:00PM
Saturday 8:00AM - 6:00PM
Sunday Closed
Monday 8:00AM - 6:00PM
Tuesday 8:00AM - 6:00PM
Wednesday 8:00AM - 6:00PM
Thursday 8:00AM - 8:00PM
Friday 8:00AM - 6:00PM
Saturday 8:00AM - 4:00PM
Sunday Closed
Monday 8:00AM - 6:00PM
Tuesday 8:00AM - 6:00PM
Wednesday 8:00AM - 6:00PM
Thursday 8:00AM - 6:00PM
Friday 8:00AM - 1:00PM
Saturday 8:00AM - 3:00PM
Sunday Closed

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VIN: 2G2FV22P5R2248228
Stock: 25121
Model: V87R
80,469 mi
Ext.
Int.

Features

  • Cruise Control

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this good-looking 1994 Pontiac Firebird in White. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.5.7L V8 16V.Clean CARFAX.
  • $15,488 Our Price:


$246 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton
VIN: L06UA4C18N1000939
Stock: 25171
200 mi
Int.

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors Clayton is proud to offer this good-looking 2022 in Camo. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors Clayton, we're committed to providing our Clayton, Smithfield, Garner, Fuquay Varina, Raleigh, Durham, Fayetteville, Greenville, Chapel Hill, and beyond drivers with the ultimate dealership experience.Recent Arrival! Clean CARFAX.
  • $12,988 Our Price:


$208 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton
VIN: 2C3CDXGJ6PH539242
Stock: 26923
Model: LDDR48
45 mi
Ext.
Int.

Features

  • Adaptive Cruise Control
  • Bluetooth®
  • Heated Steering Wheel
  • Android Auto
  • Apple CarPlay
  • Heated Seats

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this beautiful-looking 2023 Dodge Charger in Triple Nickel Clearcoat. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.Black Artificial Leather.CARFAX One-Owner. Clean CARFAX. Odometer is 5944 miles below market average!
  • $60,988 Our Price:


$933 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton
VIN: WDDZF4JB5KA678792
Stock: 27239
Model: E300W
40,446 mi
Ext.
Int.

Features

  • Bluetooth®
  • Android Auto
  • Apple CarPlay
  • Keyless Entry
  • Keyless Ignition System
  • Power Tailgate/Liftgate

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this superb 2019 Mercedes-Benz E-Class in White. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.Clean CARFAX. Odometer is 8806 miles below market average! 21/30 City/Highway MPG
  • $30,988 Our Price:


$480 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton
VIN: 1FD0W5GT4KEC52637
Stock: 27290
Model: W5G
39,560 mi
Ext.
Int.

Features

  • Bluetooth®
  • Keyless Entry
  • Emergency Brake Assist
  • Satellite Radio
  • Entertainment System
  • Turbo Charged Engine

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this rock solid 2019 Ford F-550SD in White. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.
  • $129,988 Our Price:


$1,974 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton
VIN: 3C4PDCABXJT427985
Stock: 27331
Model: JCDH49
63,641 mi
Ext.
Int.

Features

  • Bluetooth®
  • 3rd Rear Seat
  • Keyless Entry
  • Keyless Ignition System
  • Emergency Brake Assist
  • Rear View Camera

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this outstanding 2018 Dodge Journey in Pitch Black Clearcoat. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.Odometer is 19779 miles below market average!
  • $14,988 Our Price:


$238 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton
VIN: 1N4BL4DV2MN346532
Stock: 25904A
Model: 13311
33,523 mi
Ext.
Int.

Features

  • Bluetooth®
  • Remote Start
  • Android Auto
  • Apple CarPlay
  • Keyless Entry
  • Keyless Ignition System

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this good-looking 2021 Nissan Altima in Gun Metallic. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.CVT with Xtronic.Clean CARFAX. Odometer is 29385 miles below market average! 27/37 City/Highway MPG
  • $20,288 Our Price:


$318 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton
VIN: JTDT4MCE3NJ082212
Stock: 27435
Model: 1866
7,710 mi
Ext.
Int.

Features

  • Adaptive Cruise Control
  • Bluetooth®
  • Android Auto
  • Apple CarPlay
  • Keyless Entry
  • Keyless Ignition System

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this stunning 2022 Toyota Corolla in Burgundy. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.ABS brakes, Active Cruise Control, Alloy wheels, Electronic Stability Control, Heated door mirrors, Heated front seats, Heated Front Sport Seats, Illuminated entry, Low tire pressure warning, Power moonroof, Remote keyless entry, Traction control.Odometer is 11862 miles below market average! 31/38 City/Highway MPG
  • $26,788 Our Price:


$416 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton
VIN: 1FMCU9G65LUB82142
Stock: 27443
Model: U9G
19,900 mi
Ext.
Int.

Features

  • Bluetooth®
  • Remote Start
  • 4WD/AWD
  • Android Auto
  • Apple CarPlay
  • Keyless Entry

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this fantastic-looking 2020 Ford Escape in Black. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.AWD.Clean CARFAX. Odometer is 19036 miles below market average! 26/31 City/Highway MPG
  • $21,288 Our Price:


$333 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton
VIN: 1FTFW1E51MFA79345
Stock: 27516
Model: W1E
61,252 mi
Ext.
Int.

Features

  • Bluetooth®
  • 4WD/AWD
  • Android Auto
  • Apple CarPlay
  • Keyless Entry
  • Wi-Fi Hotspot

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this dependable 2021 Ford F-150 in White. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.4WD.Clean CARFAX.
  • $37,988 Our Price:


$585 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton
VIN: 3TMCZ5AN5LM346380
Stock: 27522
Model: 7543
24,673 mi
Ext.

Features

  • Adaptive Cruise Control
  • Bluetooth®
  • 4WD/AWD
  • Android Auto
  • Apple CarPlay
  • Keyless Entry

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this terrific, reliable 2020 Toyota Tacoma in Black. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.4WD, ABS brakes, Active Cruise Control, Electronic Stability Control, Illuminated entry, Low tire pressure warning, Traction control.CARFAX One-Owner. Odometer is 37368 miles below market average!
  • $32,988 Our Price:


$510 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton
VIN: SALGV5SE4LA402939
Stock: 27540
Model: HG405/357ED
41,522 mi
Ext.

Features

  • Adaptive Cruise Control
  • Bluetooth®
  • Heated Steering Wheel
  • 4WD/AWD
  • Keyless Entry
  • Keyless Ignition System

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this great-looking 2020 Land Rover Range Rover in Black. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.Leather.CARFAX One-Owner. Clean CARFAX.
  • $77,988 Our Price:


$1,189 /month
7% APR
84 months
  • Documentation Fee $799
*Excludes tax, title & fees
Disclaimers

Matthews Motors Clayton

May not represent actual vehicle. (Options, colors, trim and body style may vary)